Northern California has seen a wet start to 2006. Residents in some counties are still drying off and mopping up from storms over the holidays. Many residents and business owners in places like Sonoma and Napa counties are now trying to figure out how much help to expect from their insurance companies. State Insurance Commissioner John Garamendi says that after a natural disaster, too many Californians find they didn't have enough coverage. Guest: John Garamendi , state insurance commissioner.
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